
Scott Toney
BROKER, NC/SC REALTOR®
"We've purchased multiple homes and sold multiple homes using Scott as our realtor. He's a great friend and has such a great knowledge of the home buying/selling process. He makes it fun and we always learn from him at every single potential home. Can't recommend him highly enough."
- Andrew Jackson
Scott Toney
BROKER, NC/SC REALTOR®
704.968.4491
I’m a Jacksonville, Florida native, University of Florida graduate, and a proud Charlottean since 1999. Since moving here, I’ve lived in Plaza Midwood and Country Club Heights, meeting lots of friends, neighbors, and business colleagues along the way — many of whom are now valued clients. I’m known for offering buyers and sellers a comprehensive perspective, clear communication, and a steady, thoughtful approach — especially when the process feels complex or overwhelming.
My business is 100% built on repeat clients and referrals, a testament to the level of service I strive to provide. I put my clients’ needs first — helping buyers find the right home and sellers achieve the strongest possible results — while offering patience, reassurance, and hands-on support throughout. Many clients see me not only as their agent, but also as a surrogate family member always in their corner.
19+ Years
290 Sales+
Real Estate Experience
By Scott Toney


“Scott is absolutely amazing! He consistently far exceeded our expectations with his knowledge and the level of communication he provided to us throughout the process. Absolutely the best realtor we have ever worked with!"
- HAPPY HOME SELLER



WORKING WITH BUYERS
When working with buyers, I prioritize understanding your unique needs and preferences. My goal is to make the buying process as seamless as possible, providing well-informed guidance at every step. Whether it's a bungalow in Charlotte's in-town neighborhoods, a new construction in South Charlotte or Waxhaw, or a sleek urban condo with Uptown views, I'm dedicated to helping you find your dream home.

WORKING WITH SELLERS
When working with sellers, my focus is on maximizing your profits by viewing your property through a buyer’s perspective. I advise on strategic upgrades and market positioning to highlight your home's best features. With extensive knowledge of the local market and a tailored marketing approach, I ensure your home stands out and sells quickly for the best possible price.
WHY WORKING WITH ME IS A SAVVY MOVE

INNOVATIVE MARKETING
With an unparalleled suite of innovative marketing services, my campaigns provide maximum exposure and ensure my listings stand out from the crowd. At Savvy + Co, we spend more time and energy in to marketing than any other local brokerage.

CLIENT-CENTRIC APPROACH
I don’t just promise exceptional service - I deliver it. With my boutique approach, you’ll experience concierge-level service from the moment we start your journey to the final closing. And that’s just the beginning!

PROVEN RESULTS
From start to finish, I go above and beyond to ensure your complete satisfaction. When you work with me, you’re starting a lifelong relationship with a team that’s dedicated to your real estate needs, every step of the way.
SIGN UP FOR MY E-NEWSLETTER
I’m a Jacksonville, Florida native, University of Florida graduate, and a proud Charlottean since 1999. Since moving here, I’ve lived in Plaza Midwood and Country Club Heights, meeting lots of friends, neighbors, and business colleagues along the way — many of whom are now valued clients. I’m known for offering buyers and sellers a comprehensive perspective, clear communication, and a steady, thoughtful approach — especially when the process feels complex or overwhelming.
Before entering residential real estate in 2007, I spent over two decades at Bank of America, serving as a Senior Vice President in commercial real estate. My background in marketing, loan operations, community development, and historic preservation gives me a broad understanding of the details that matter most in a transaction — and allows me to anticipate issues before they become problems.
I began my residential real estate career during one of the most challenging markets in history, where I quickly developed a deep passion for guiding people through major life decisions. Clients describe my approach as responsive, proactive, and calm, and I work hard to explain each step of the process in clear, easy-to-understand terms. From first showing to final signature, I take pride in becoming a trusted advocate — keeping clients informed, addressing concerns quickly, and ensuring no detail is overlooked.
My business is 100% built on repeat clients and referrals, a testament to the level of service I strive to provide. I put my clients’ needs first — helping buyers find the right home and sellers achieve the strongest possible results — while offering patience, reassurance, and hands-on support throughout. Many clients see me not only as their agent, but also as a surrogate family member always in their corner.
Giving back to the industry I care deeply about is an important part of my work. I served a three-year term (2023–2025) on the Canopy MLS Board of Directors and have chaired Canopy’s Professional Standards Board for eight years, hearing ethics and arbitration cases and reinforcing my commitment to professionalism and ethical excellence. As a North Carolina REALTORS® ombudsman, mediator, and arbitrator, I’m frequently called upon to offer fair, straightforward negotiation and resolution — experience that gives me first-hand insight into what can go wrong in real estate transactions and how to do it right.
Outside of real estate, I’m an avid water skier, gardener, and lifelong tennis player active in local leagues. I’m also an AKC dog judge and a member of the Greater Monroe Kennel Club, supporting its mission and charitable efforts. Additionally, I’m certified as an English as a Second Language tutor and volunteer.
Whether you’re buying, selling, or simply seeking trusted advice, my goal is simple: to assist my buyers and sellers with a comprehensive perspective, steady guidance, clear communication, and dedicated advocacy — every step of the way.


